The FG GEEP Loan Program 2025/2026 is accepting applications for interest-free business loans up to ₦300,000

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The Government Enterprise and Empowerment Programme (GEEP) is a flagship initiative under Nigeria’s National Social Investment Programme Agency (NSIPA). Created to enable financial inclusion and economic empowerment, GEEP provides zero-interest, collateral-free loans to smallholder farmers, petty traders, artisans, and market women across the country.

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When is the Application Deadline:

Ongoing; applicants can register anytime.

Tell Me About The Loan:

GEEP provides uncollateralized, zero-interest loans to smallholder farmers, market women, artisans, and petty traders to grow their businesses, improve livelihoods, and strengthen communities.

Which Fields are Eligible?

  • Agriculture (smallholder farmers)
  • Market trading and micro-enterprises
  • Artisans and small-scale businesses

Type:
Uncollateralized, zero-interest government loan

Who can Apply?

  • Smallholder farmers
  • Market women
  • Artisans and petty traders
  • Youth and vulnerable groups across Nigeria

How are Applicants Selected?
Based on eligibility as part of the target group and registration through the official GEEP platform. Priority is given to women, youth, and vulnerable populations.

Which Countries Are Eligible?
Nigeria

Where will the Loan Be Taken?
Nationwide across all six geopolitical zones of Nigeria

How Many Loans?
Millions of Nigerians have benefited; specific yearly allocation varies by programme

What is the Benefit of the Loan?

  • FarmerMoni: Up to ₦300,000 for farming inputs with 3 months moratorium
  • MarketMoni: Up to ₦100,000 for market traders with 3 months moratorium
  • TraderMoni: Up to ₦100,000 for traders/artisans with flexible repayment and 3 months moratorium

How Long Will the Loan Last?
Repayment begins after 3 months; the total repayment period depends on programme terms

How to Apply:

  1. Choose the relevant programme (FarmerMoni, MarketMoni, TraderMoni)
  2. Register via the official GEEP portal or visit local registration centres
  3. Provide personal, business, and identification details

Visit the Loan Webpage for Details:
GEEP Official Website

Author

  • Okechukwu Liberty is a Mass Communication graduate and a dedicated research writer for AfterSchoolAfrica. He holds certifications in UK Agent and Counselling, and Ethical Business Practices in International Student Recruitment, equipping him with the expertise to guide students in their academic pursuits abroad.

    He specializes in researching and curating empowerment opportunities for African entrepreneurs and professionals.

    Content Research Writer